Ardiani, Umi, Susanti, and Fefti Yulian Mela. “Pengaruh Moralitas Individu, Sistem Pengendalian Internal, Dan Kompetensi SDM Terhadap Pencegahan Fraud Pada BUMDES”. Journal of Exploratory Dynamic Problems 3, no. 3 (July 31, 2026): 456–463. Accessed October 10, 2026. https://edp.web.id/index.php/edp/article/view/182.